No bank linking, ever

Get every dollar back from your credit card perks

PerkPad tracks the credits, benefits, and offers across all your cards — without ever connecting to a bank account. Manual by design, private by default.

Built for people who hate leaving money behind

Everything you need to stay on top of your card benefits, and nothing that puts your financial data at risk.

No account linking

PerkPad never asks for your bank login. You stay in control — nothing is connected to your real money.

Curated perk catalog

Add cards from a maintained catalog of benefits, credits, and statement offers. No manual data entry.

Expiration reminders

Get nudged before annual travel credits, dining credits, and free-night certificates expire.

Maximize every benefit

See at a glance which perks you have used and how much value is still on the table this year.

Three steps, zero spreadsheets

Setup takes about a minute and you never hand over a single credential.

1

Add your cards

Pick the cards in your wallet from the catalog. No numbers, no logins — just the card name.

2

See your perks

PerkPad fills in every credit, benefit, and offer that comes with each card automatically.

3

Track & redeem

Check off perks as you use them and get reminded before anything expires.

Stop forgetting your perks

Free while we are in beta. Add your cards and start reclaiming the benefits you are already paying for.